What happens to the righteous and wicked at death?
The following is my 'current' interpretation of the scriptures. I do not claim to be dogmatic on this topic, but then again, neither can anyone else. I'm answering this simply to provide you, the reader, with scriptures that you can interpret for yourself and formulate your own conclusion.
The word "hell" is translated as "grave" in both the Hebrew ("Sheol") and Greek ("Hades") languages. Grave represents death, or to sleep, or an unconscious state of inactivity.
Ecc.9:10 Whatsoever thy hand findeth to do, do it with thy might; for there is no work, nor device, nor knowledge, nor wisdom, in the grave, whither thou goest.